Proof of Address Verification
Introduction
Use Proof of Address verification to confirm an applicant’s residential or business address using either a submitted address document or the applicant’s GPS location.
IDWise supports two Proof of Address (POA) methods: document-based POA and GPS-based POA. Choose the method that best fits your onboarding flow, market requirements, and user experience.
Verification Methods
Verify addresses using supported documents such as utility bills, bank statements, tax documents, lease agreements, and official correspondence.
Verify addresses by capturing the user’s GPS location, converting it into an address, and checking it against any user-adjusted address.
Compare POA Methods
| Method | Best for | How it works | Key checks |
|---|---|---|---|
| Document-based POA | Flows that require document-backed address evidence. | The user submits a supported POA document. IDWise extracts and parses the address, then validates the document and extracted data. | Mandatory information, issue date, document validity, name matching, address matching, and location checks. |
| GPS-based POA | Flows that need a faster address confirmation experience without collecting an address document. | IDWise captures the user’s GPS location, converts it into an address, asks the user to adjust it if needed, and compares the captured and adjusted addresses. | Captured address vs adjusted address comparison and GPS spoofing detection. |
Document-Based POA
Document-based POA extracts address details from supported documents, parses the address into structured components, and runs checks to confirm that the document is valid, current, and consistent with the applicant’s identity and journey details.
Learn more about Document-Based Proof of Address
GPS-Based POA
GPS-based POA captures the applicant’s location from their device, converts the coordinates into an address, and asks the applicant to confirm or adjust the address before submission. IDWise compares the original captured address with the adjusted address and supports GPS spoofing detection to identify manipulated location signals.
Learn more about GPS-Based Proof of Address
Configuration
Configure POA requirements in Flow Builder based on your verification policy, market requirements, and required user experience.
For document-based POA configuration, see Proof of Address Module Block Configuration.